How to time your SWP to get the most out of your SIP
- Sanket Dhanorkar
- TNNUpdated: Feb 17, 2026, 17:49 IST IST
In Jan 2026, investors channelled Rs 31,000 crore into mutual funds through systematic investment plans (SIPs). The SIP habit is now deeply entrenched. Setting aside fixed sums for SIPs has become a frictionless route to wealth creation.
But the real test begins when you start using it. Without a planned withdrawal strategy, years of disciplined investing can unravel quickly. That’s why every SIP needs a companion, a Systematic Withdrawal Plan (SWP).
But the real test begins when you start using it. Without a planned withdrawal strategy, years of disciplined investing can unravel quickly. That’s why every SIP needs a companion, a Systematic Withdrawal Plan (SWP).
